Not all things are skin tight (like the jeans I just bought-on a mega deal) but our finances have been a little tight lately (with Marty starting up his own practice). I have always been a coupon shopper-not extreme, but definitely shop the sales. I always do my grocery shopping at Walmart...(I know Di, you hate this store but-) they will price match any sale at any gorcery store, so why not get everyones sales AND the things that are on sale at Walmart too! It makes me feel good to save money, esp. on things like food items.
Well the other day I went to Maceys because I had to get a specific food storage item for my MIL and thought I'd use some of their in-store coupons for other things that were a steal of a deal. I went thru the line and showed the checker my coupons in the ad. He told me not to worry about cutting them out and he would run them through for me. Well shopping with 3 kids sometimes is a real bugger. So I wasn't watching, and when I got back home discovered that he didn't give me the coupon price~! The whole reason I even bought the items in the first place! So I had to go back in and have them refund some of the money. Then 2 days later I was in Smiths for some of their 'in-store' coupon prices and SAME THING> they didn't take off the price. I had to go back in AGAIN and get a refund. This is NOT an easy thing to do with kiddos. And it's not a whole lot of money back but it's the principal of it. (One good thing about having to go back into Smiths Customer Service was I noticed that they sell Megaplex tickets for 6.50$!- I always wondered about where to get discounted movie tickets-sweet.)
Anywho...then I was at Goldenwest Credit Union to change something on my account (the checking account from which to pull from to pay our car loan) and they were going to charge me ten dollars to do it. I asked 'why' the cost? She said "let me check on that, I'm not sure". She made a phone call right there in front of me and asked a superior why they charge that fee and if it could be waived. The superior told her to go ahead and waive the fee. So luckily I didn't have to pay it...I mean again, ten dollars is not alot, but what was the charge for! They were just going to stop payment from one bank and start another....who's pocketing the 10 bucks?! What my conclusion is...people make mistakes-like at the grocery store- you just need to watch as they check you out (cuz it happens alot). And there are lots of little fees and costs that institutions try to pin on ya (I just saw a clip on the Today Show about this) that aren't really needed or the norm. So... those of you trying to keep above water in this crazy economical time...be alert!